JinaJina Carranza | Silicon Valley Credit Repair

Credit repair, ready for that yes.

Jina Carranza brings 20+ years of credit repair experience. Credit repair and debt settlement, with a bilingual team that holds your hand from start to finish.

Book a call See what your score costs you
20+ years of credit repair experience Credit repair and debt settlement Consultations are free
Jina
20+ yearsof credit repair experience
16.4KFollowers on Instagram
20+Years of credit repair experience
$1To pull your credit. Consultations are free.

From her feed

Watch Jina in action.

Straight from her Instagram.

Realtors and lenders: send clients our way

Realtors and lenders: send clients our way

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Let's talk about budgeting

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POV: you're finally ready to fix your credit

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A realtor partner on working with Jina

A realtor partner on working with Jina

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Car shopping? Let's talk about it

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Working with Elite Realtors in Bakersfield

Working with Elite Realtors in Bakersfield

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The price tag

What your score actually gets you.

Drag to your score. Same person, same income. A different price on everything you finance.

560
300 TO 579
300580670740800850

Most lenders won't touch you.

Jina works with realtor and lender partners to get clients credit-ready for that yes.

The route

Repair. Budget. Approval. Home.

Fixing the report is step one. Getting back to your lender ready for a yes is the point.

  1. Step one

    Repair

    Inaccurate and unverifiable items on your report challenged with the bureaus.

  2. Step two

    Budget

    Settle collections and pay cards down below 30%, with a clear view of where your money goes.

  3. Step three

    Approval

    Back to your realtor or lender, ready for that yes.

  4. Destination

    Home

    Homeownership, a car, savings. Your goals, with credit working for you.

What Silicon Valley Credit Repair does

Fix it. Build it. Use it.

One bilingual team for your report, your debt and your goals.

01

Credit repair

Credit repair backed by 20+ years of experience, with a bilingual team handling the work from start to finish.

02

Debt settlement

Help settling debt and collections alongside your credit repair.

03

Realtor and lender partners

Realtors and lenders send clients who need credit help. We work to get them back ready for that yes.

04

Budgeting and education

Simple exercises, like reviewing six months of bank statements, so you see where your money goes.

How it works

You relax. We repair.

Free consultation

Talk through your goals. Consultations are always free, and credit is pulled for $1.

Your repair plan

A plan built on your report, aimed at what moves your score most.

Disputes and progress

The team handles the bureaus and keeps you updated. Better rates and approvals can follow.

Questions

Straight answers.

Will credit repair hurt my score?

Disputes are based on your rights under the Fair Credit Reporting Act. Ask on the call how your own report will be handled.

Is credit repair legal?

Yes. The law gives you the right to dispute anything on your report that is inaccurate, outdated, misleading or can't be verified. We help you use that right.

How long until I see results?

Every report is different, so results vary. Be careful with anyone who promises a fast, exact score jump.

What can be challenged?

Items that are inaccurate, outdated or can't be verified, such as wrong personal information, late payments and collections.

What does it cost to start?

Consultations are free. Pulling your credit costs $1.

Who do you work with?

Clients across California, plus realtors, lenders and solar professionals who send clients for credit help.

Book a call

Ready for that yes.

Book a call with Jina. Find out what's holding your score back and what to do first.

Book a call

Jina Carranza, Silicon Valley Credit Repair